A dedicated independent green financier
Get pre-approved for flexible green finance, including 0% interest plans, and work with trusted tradies for solar, batteries, home upgrades and more.
Australian Credit Licence 550288Fully digital applicationVerified partner network
Licensed credit provider
Australian Credit Licence 550288
Digital application
Apply online through the secure Finkey Portal
Verified partner network
Tradies vetted for licensing, insurance and quality
Green projects only
Finance dedicated to sustainable home upgrades
Our financial solutions
Choose the plan that matches your project: interest-free finance for clean-energy installs, or a flexible green loan for bigger renovations.
0%interest
Interest-free finance for eligible clean energy and sustainability upgrades, installed by a Finkey Network Vendor.
Application, account-keeping and dishonour fees apply. See the full fee breakdown on the plan page.
from0.00%p.a. fixed**
7.71% p.a. comparison rate^
Flexible lending for larger projects, from renovations and repairs to renewable tech and efficiency upgrades.
Application and dishonour fees apply. No early-repayment charge and no ongoing account-keeping fees.
**The advertised interest rate is indicative only and is based on a customer with an excellent credit profile. Your final interest rate, repayments and any applicable fees will depend on Finkey’s assessment of your application, including your credit profile, financial circumstances and other lending criteria. Interest rates, fees and charges are subject to change without notice. An application fee applies of $99 for loans up to $10,000, or 1.4% of the approved loan amount for loans over $10,000, capped at $299. An account keeping fee, if applicable, and any default or dishonour fees are disclosed in your loan contract. All applications are subject to Finkey’s credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.
^ Comparison rate calculated on a secured loan of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is provided for comparison purposes only. Different loan amounts, loan terms, repayment frequencies, interest rates, fees and charges may result in a different comparison rate. The comparison rate does not include fees or charges that are contingent on a future event, such as default or dishonour fees.
Eligible projects
From rooftop solar to a full green renovation: if your project incorporates renewable technology or sustainable materials, there's a finance path for it.
New systems, additions and upgrades: grid-connect and off-grid inverters.
Available on the 0% Interest Green Plan
New batteries, expansions and upgrades to existing storage.
Solar and heat-pump hot water systems that cut running costs.
Home charging for electric vehicles, ready for the daily commute.
Energy-efficient heating and cooling sized for your home.
Devices that monitor and reduce your home's energy use.
Keep comfort in and running costs down, all year round.
How Finkey works
Clear, fast and stress-free, with pre-approval before you even ask for quotes.
Apply online in minutes with no obligation and receive a quick decision, so you understand your budget upfront.
Select a trusted installer from Finkey’s verified partner network.
Receive a tailored quote that fits within your approved finance limit.
Your tradie completes the installation and Finkey pays them directly.
Manage repayments and account details through your secure Finkey online portal.
Get pre-approved before you ask for quotes, then choose a verified installer and let Finkey pay them directly on completion.
Offer 0% plans and green loans at the point of quote, win more jobs and get paid directly by Finkey once the work is confirmed.
Why Finkey
We deliver a fast, agile and data-driven lending experience, helping Australians enhance their greatest asset: their home.
Solar, batteries, EV charging, energy-efficient upgrades and sustainability improvements: finance that matches your goals.
Start with a quick online application and get pre-approved before you even ask for quotes.
Work only with verified partners who meet our quality and compliance standards.
Clear terms, protected data and responsible lending built in, with ASIC-aligned credit procedures.
Questions, answered
Real answers about how Finkey finance, repayments and the partner network work.
We offer zero-interest payment plans and Green Loans with personalised fixed interest rates. Our 0% finance suits solar, battery and wind energy systems under $35,000 delivered and installed by a Finkey Network Vendor. Our Green Loans suit home projects or renovations under $50,000 that incorporate renewable or efficient technology and sustainably sourced or produced materials.
Apply online in minutes, get a quick decision and work with a verified installer. Finkey pays them directly on completion.
All applications are subject to Finkey’s credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.
