How we lend

Our 0% Green Plan

Our interest-free finance is available for new and existing solar, battery and off-grid installations and upgrades. It involves just three simple steps, with an application process that takes about 5 minutes; approvals can be quick, generally within 24 hours.

• Network installer connection: find an installer on Finkey's network, select one or more, and we'll help you connect with them.
• Quote & apply: obtain a quote and complete a quick application before work commences.
• Direct payment: we pay the tradesperson or goods retailer directly after you verify the job is complete.

What you confirm in a 0% application

• You are at least 18 years old
• You are the homeowner or title holder of the property
• You have a permanent source of income
• You can enter into a legally binding agreement with Finkey Capital
• You agree to use Finkey Capital's website and digital ecosystem in accordance with the Terms of Use and General Terms and Conditions
• You can provide your driver licence or passport details

Our Green Loans

Our Green Loan suits a broader range of home improvement projects: renovations and repairs where sustainable goods, materials or renewable and efficient energy technology are incorporated into the project.

You are not restricted to choosing a vendor from our network: you can 'bring your own tradie'. If you already have a tradesperson for the job, they'll need to enrol with Finkey first. Once your tradesperson is successfully onboarded to Finkey's network, you can proceed.

The application process takes about 15 minutes.

• Network choice: find an installer on Finkey's network, or bring your own tradesperson.
• Quote, apply, begin: obtain a quote and complete the loan application before work commences. Once approved, the tradesperson can commence work.
• Verify, pay: we pay the tradesperson or goods retailer directly after you verify the job is complete.

What you confirm in a Green Loan application

• You are at least 18 years old
• You are the homeowner or title holder of the property
• You have a permanent source of income
• You can provide a copy of your bank statements or account information
• You can enter into a legally binding agreement with Finkey Capital
• You agree to use Finkey Capital's website and digital ecosystem in accordance with the Terms of Use and General Terms and Conditions
• You can provide your driver licence or passport details
• You can provide information about any liabilities (loans, credit cards etc.) you may have